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In the event I should end up owing you money, I'll pay that to you using The Cash App. I have chosen The Cash App because a) it doesn't require you to create an account in order to claim your refund, and b) it is HIPAA-compliant.
I'll text you a notice that you have a refund waiting and there'll be a link included. Click on the link to download The Cash App from the Apple or Google web store. It will prompt you to enter a debit/credit card you want the money to go to and as soon as you enter that information the money will transfer to the card instantly, and I will receive notice that you have claimed your refund. At that point you may delete the app from your device if you wish.